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Introduction

In 2024, Australia crossed a major milestone as it welcomed over 100,000 Indian students, making India the second-largest contributor to international student enrollments in the country.

That’s lakhs of students packing their bags, printing SOPs, calling their banks, and googling one question over and over: “How much will it cost me to study in Australia?”

Key Highlights:

  • The total cost of studying in Australia is AUD 40,000 - 80,000 annually (INR 22 to 44 lakhs).
  • Tuition fees for studying in Australia in 2025 range from AUD 20,000 to 45,000 annually (INR 11 to 24 lakhs).
  • Students who want to study in Australia must show proof of funds worth at least AUD 24,505 (approx. INR 13.5 lakhs) for visa approval.
  • Pre-arrival study in Australia costs like entrance exams, visa fees, and flights can add up to INR 1.2 to 2.5 lakhs.
  • Living expenses in cities like Sydney or Melbourne are higher, around INR 75,000 to 1.3 lakhs per month.
  • Mandatory health insurance (OSHC) costs between INR 34,000 and 1.9 lakhs per year.
  • The student visa fee is AUD 710 (approx. INR 39,000).
  • Universities in Australia also charge application fees between INR 5,500 and 8,300.
  • Scholarships to study in Australia, like Australia Awards, Destination Australia, and university-based grants, can lower your costs significantly.

In this blog, we break down everything that adds up, from the obvious to the hidden costs, so you know what to expect before you even book that one-way ticket. 

Whether you’re planning a bachelor’s, a master’s or even just exploring, this is your full cost guide to studying in Australia in 2025.

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Factors Determining Total Expenses To Study In Australia

When Indian students plan to study in Australia, they often focus on just the university fees. But the reality is, your total cost begins way before your first class and continues well after you land.

From entrance exams and visa applications to living expenses and health cover, each part of your journey adds up. 

In fact, according to the Australian Government’s Department of Home Affairs, students are now required to show a minimum financial capacity of AUD 24,505 (around INR 13 lakhs) per year to cover living costs alone.

Here’s what makes up the full cost of studying in Australia:

  • Tuition fees: Vary based on the university, course, and level of study.

  • Living expenses: Accommodation, food, local transport, utilities, and personal spend

  • Pre-arrival costs: Application fees, exam registrations, visa, and flights

  • Post-arrival costs: Health insurance, setup costs, and other one-time essentials

  • Proof of funds: Minimum bank balance requirements for visa approval

How Much Will It Cost to Study in Australia for Indian Students?

The cost of studying in Australia ranges from AUD 40,000 to AUD 80,000 annually (INR 22 to 44 lakhs). This includes tuition fees, living expenses, Overseas Student Health Cover (OSHC), pre-arrival costs, and visa fees.

Tuition fees is one of the most important factors when considering the cost of studying in Australia. The tuition fees will vary based on the university and course chosen. Most of the tuition fees in Australia are required to be paid on a per yearly basis.\

Here is an overview of the cost of studying in Australia:

Expense Estimated Cost (AUD/year) Estimated Cost (INR/year)
Tuition Fees AUD 20,000 - 45,000 INR 11 lakhs - 25 lakhs
Living Expenses AUD 21,000 - 30,000 INR 12 lakhs - 17 lakhs
Overseas Student Health Cover (OSHC) AUD 500 - 800 INR 27,000 - 44,000
Visa Fees (Subclass 500) AUD 710 INR 39,000
Pre-arrival Costs (Flight, Exams, etc.)   AUD 2,000 - 3,000     INR 1 lakh - 2 lakhs
Miscellaneous & Setup Costs AUD 500 - 1,000 INR 27,000 - 55,000
University Application Fees AUD 100 - 150

INR 5,500 - 8,300

Tution Fees in Australia

Living Expenses Included in Cost of Studying in Australia

Living expenses is another factor that contributes to the cost of studying in Australia. On a yearly basis, international students will require to spend AUD 20,000 or INR 10 lakhs. Your living costs will vary based on various choices, types of areas of residence, accommodation rent, groceries, food, restaurant dining, nightlife expenses, miscellaneous, etc. Here is an overview of the same:

Factors

Average Cost Per Month (AUD)

Average Cost Per Month (INR)

Accomodation

AUD 297 - 743

INR 16,254 - 40,662

Food & Groceries

AUD 208 - 416

INR 11,383 - 22,766

Transportation

AUD 44 - 89

INR 2,408 - 4,870

Household Bills

AUD 14 - 29

INR 766 - 1,587

Shopping

AUD 118 - 223

INR 6,457 - 12,204

Miscellaneous

AUD 22 - 29

INR 1,204 - 1,587

Suggested: Living cost in Australia

Other Essential Costs Included In Total Expenses To Study In Australia

Apart from the above, there is a range of other essential costs required to study in Australia. Here are the essential ones:

1. Student Visa

You need to have an Australian student visa to study at any university in this country. The total expenses for Australia student visa is AUD 630 or INR 34,478

2. Health Insurance

International students are required to have health insurance in Australia. The coverage should be from overseas student health. This cost ranges from AUD 609 - 3,438 or INR 3,329 - 1,88,154.

3. Sufficient Fund Proof

Students should provide proof of funds in order to prove they have sufficient costs to study in the country. The minimum requirement is AUD 20,290 or INR 11,11,453 per year

4. Application Fee Payment

To cover admission processes, most universities in Australia enquire for an application fee. The cost of application fees is AUD 133 or INR 7,285.

Suggested: Australian universities without application fees

Pre-Arrival Cost of Studying in Australia

1. Entrance Exams

Most Australian universities enquire for an entrance exam. A good score in these exams can enhance your admission application. Here are the popular exams undertaken:

₹17,000

₹16,900

₹23,091

₹22,550

Suggested: Australia entrance exams

2. Flight Tickets

The flight tickets to travel to Australia vary based on multiple factors, type of airline, arrival and destination location, etc. To give you better clarity, here is an overview:

Bangalore to Australia (one-way) 

INR 34,000 to INR 65,000

Mumbai to Australia (one-way) 

INR 36,000 to INR 84,000

Note: This is a range based on the multiple city options of Australia. 

Post-Arrival Cost of Studying in Australia

1. Tuition Fees

The cost of studying in Australia differs on multiple factors such as study level, etc. The cost ranges from AUD 18,000 - 50,000 or INR 9 lakhs - 25 lakhs per year. 

2. Cost of Living

The cost of living in Australia is AUD 20,000 or INR 10 lakhs per year. Most of these expenses are accommodation, food, transport, etc.

Wrapping Up….

Australia has been in the recent news for its educational development. The country has provided many options regarding universities, courses, teaching methods and fees for the convenience of every international student. Now that you have the data related to what is the cost of studying in Australia, it’s time to focus on the academic choices. Choosing the right academics in Australia matters which is why seeking an expert opinion to make a confident choice is better. To help you well, our ÐÓ°ÉÂÛ̳ counsellors are available right now. If you wish to explore yourself, sign in at ÐÓ°ÉÂÛ̳.

Frequently Asked Questions About Cost of Studying In Australia

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